Construction and Heavy Equipment Financing in BC
Financing for excavators, loaders, skid steers, dozers and other construction equipment, for contractors, excavation companies and landscapers.
What we can help finance
- Excavators & mini excavators
- Wheel loaders
- Skid steers & track loaders
- Dozers
- Backhoes
- Telehandlers
- Compaction equipment
- Cranes & boom lifts
- Attachments
Who we help
Contractors
Buying equipment for new contracts instead of renting long-term. Owning can cost less over time.
Excavation & site work
Larger machines with strong resale value are often easier to finance.
Landscaping companies
Compact equipment, trucks and trailers, sometimes financed together.
Get ready to apply
- A quote, invoice or bill of sale for the equipment
- Recent business bank statements (often the last 3 to 6 months)
- Basic business details: legal name, years operating, and owners
- Driver's licence for the owners (for identity verification)
- For larger requests: financial statements or tax returns
FAQs
Is it better to rent or finance heavy equipment?
If you'll use a machine regularly for months or years, financing to own is often cheaper than renting. For short or one-off jobs, renting may make more sense.
Can I finance attachments?
Yes, attachments can usually be included with the machine or financed separately.
Do seasonal businesses qualify?
Yes. Some lenders offer seasonal or skip-payment structures for businesses with slower months.
Get equipment financing options
Tell us about the equipment. A team member will review it and reach out with options. No credit check to ask.