Truck and Trailer Financing in BC
Financing for highway tractors, dump trucks, vocational trucks and trailers for owner-operators, fleets and trucking companies.
What we can help finance
- Highway tractors / semi trucks
- Dump trucks
- Gravel trucks & pups
- Reefer trailers
- Dry vans
- Flatdecks & step decks
- Tow trucks
- Vocational & service trucks
- Cube vans & box trucks
Who we help
Owner-operators
Getting your first truck or upgrading. Lenders look closely at driving experience, credit and any contracts you have lined up.
Growing fleets
Adding units to keep up with work. Your track record and existing payment history can open better terms.
Private and auction purchases
Buying from another operator or at auction. Expect lenders to ask for photos, the bill of sale and a lien search.
Get ready to apply
- A quote, invoice or bill of sale for the equipment
- Recent business bank statements (often the last 3 to 6 months)
- Basic business details: legal name, years operating, and owners
- Driver's licence for the owners (for identity verification)
- For larger requests: financial statements or tax returns
FAQs
Can I finance a used truck with high kilometres?
Often, yes, though older or high-kilometre units can mean shorter terms or a larger down payment. An inspection report helps.
I'm a new owner-operator. Can I qualify?
Possibly. New owner-operators usually need solid personal credit, driving experience and often a down payment. A signed contract or lease-on with a carrier can help.
Can I finance a truck and trailer together?
Yes, many lenders will finance a truck and trailer on one deal or as separate units.
Get equipment financing options
Tell us about the equipment. A team member will review it and reach out with options. No credit check to ask.